0% APR Finance
Interest-free finance options that allow you to spread the cost of treatment
At the practice, we can provide access to two interest-free finance options that allow you to spread the cost of treatment over six or 10 months, making it more affordable*.
Sound interesting? Read on to find out more!
Your questions answered!
We`ve tried to answer the most commonly asked questions here, but if there`s anything else you`d like to know, please speak to a member of the team.
Who can benefit?
Almost anyone, if you are over 18 and a UK resident, subject to status and usual credit checks. You don’t have to belong to a membership plan, and you don’t need to be a regular visitor at the practice. Access to facilities will be subject to an online credit application.
What can I use it for?
You can use our finance options for just about any treatment we provide, although they`re particularly suited to cosmetic, restoration, orthodontic and dental implant treatment.
Please ask a member of the team for more details.
What`s the minimum and maximum I can finance?
Our range of finance facilities covers any treatment which costs over £350* and up to maximum of £50.000.
How do I make the repayments?
Much like any other finance facilities, you can repay them in monthly payments over an agreed term. These payments are collected by Direct Debt.
How much will I pay?
With our interest-free facilities, you pay the cost of your treatment – no more, no less. We can provide you with a quotation that shows the monthly repayments over the term of the loan. There are no hidden costs and an upfront deposit isn’t always necessary.
What are the repayment term?
Designated members of the practice term will be to go through the two terms so you can decide which option is appropriate for you, either 6 or 10 months.
How do I apply?
Once your treatment plan and costs have been agreed, you`ll be able to complete an easy-to-use online credit application.
How long does the approval take?
The application takes just a few minutes to complete and the decision is given instantly. If your application is approved, we can schedule treatment following the mandatory 14 day “cooling off” period.
Who is the credit provider?
The dental practice and Medenta Finance Limited are credit brokers and not lenders. All credit is provided by Wesleyan Bank Limited which acts as a lender. Wesleyan Bank and Medenta Finance Limited are part of the Wesleyan Group of companies. For more information about Wesleyan Group of companies, visit www.wesleyan.co.uk/legal-disclaimer
What is the cost of treatment changes?
We will let you know as soon as the situation arises. Should treatment costs increase, you can, depending on the amount choose to have an additional finance option to cover the extra costs, subject to further credit status and affordability checks. If costs decease, options can be discussed with the credit provider.
How often can I use the facility?
You can apply for finance for each course of treatment, subject to the usual credit cheeks.
The advantage at a glance
For anyone considering using interest-free finance facilities to fund their private treatment, the advantages are clear:
Makes treatment more affordable – by allowing you to spread the cost, you can opt to have the treatment you want, when you want it.
Greater choice if treatment – by making treatments more affordable, you can access a wider range of treatment and choose the one perfect for you.
Payment terms to suit you – with 2 interest-free options available 6 or 10 months you can choose the one best suited to your circumstance.
No upfront deposit options – with the choice to opt for no initial financial outlay, you can avoid dipping into your savings or having to find lump sum to start your treatment.
Options may vary from practice to practice, for example, terms, products, and deposits. Speak to your practice for more information.
0% APR representative example
| Treatment cost (cash price) | £2500 |
| Amount of loan | £2500 |
| Deposit | £0 |
| APR representative | 0% APR |
| Interest rate – fixed | 0% |
| Term (months) | 10 |
| Monthly payments | £250.00 |
| Total Payments | £2500.00 |
To find our how you could benefit from this easy way to pay for the treatment you want, please speak to a member of the practice team.